Personal Financial Management Initiatives

Our goal is to help families learn financial management concepts, processes and skills that increase their confidence and skills so they attain economic stability and security. We provide tools and resources that assist in learning and practicing effective money management. We also provide training and resources to build the financial literacy confidence and skills of those working with adults and youth in the area of financial literacy.

Financial Management Initiatives
(each of the below links has information to describe program initiatives, respectable web links and publications if applicable)

Two Cent Tips for Delaware E-Newsletter – this email newsletter provides timely information relevant to Delawareans that assists them in saving money, making sound financial decisions, connecting to local resources and staying positive in our ever changing economy.  

Money Management Workshops and Web Resources – Reaching family members when and where they need it, we provide financial management educational programs on a variety of topics held during the evening or during the day at places of employment. Topics include budgeting, credit, saving and investing, communicating about money and helping families manage finances across the life cycle.

• Managing Your Money
• Credit and Reducing Your Debt
• Saving and Investing

Bankruptcy and Debtor Education Training – for those who have filed for bankruptcy and are required to attend this training.

Youth Financial Literacy – Building the skills of youth to manage their personal finances and to become confident and skilled as consumers are the goals of cooperative Extension’s program efforts. Youth build skills on their own and with the help of parents and educators. Below are resources that help to support our goals.

• Consumer Champions Bowl – each year at the state fair 4-H youth who have worked on the Financial Champions and Consumer Savvy project areas can showcase their knowledge in a contest. Teams of youth compete in beginning, junior and senior categories.
• Resources for Teachers  – Resources and websites that support financial literacy education in the classroom.
• Resources for Parents – Resources and websites that support parents in teaching money management to their children.

Resources for Small Business Owners - Building financial competency, risk management and record keeping helps small business entrepreneurs build their skill and business savvy.

• Annie’s Project – this series for farm women focuses on developing risk management skills
• Business Management for Family Day Care Providers

Financial Management Education Program – If you are a professional looking for financial education skills, knowledge and resources when working with others this program provides the tools you need.